Description
Tappy – Global Top-Ups, Gift Cards & Wallet SaaS Platform
Tappy is a production-ready SaaS script for digital recharge & rewards. Your customers fund a prepaid wallet, then send mobile top-ups and buy gift cards across 140+ countries and 700+ operators — one at a time, in bulk, or on a recurring schedule. Resellers manage an agent network and earn commission, while you run the entire platform from a dedicated admin back office. Every screen is built with real data, real money flows, and a real test suite — not a clickable mock-up.
Full feature list
- 4 user roles: Admin, Business, Reseller, Customer
- International airtime & data top-ups (700+ operators)
- Automatic operator detection & live FX
- Global gift-card catalog with instant delivery
- Prepaid wallet with an immutable ledger
- Stripe Checkout funding (+ pluggable gateway)
- Wallet auto-reload with threshold & cooldown
- AI Copilot (multi-provider, confirm-to-send)
- Bulk top-ups via CSV upload, per-row results
- Recurring automations on a schedule
- Saved recipients & address book
- Reseller program: customers, tiers, commissions
- Automatic commission attribution & earnings
- Configurable commission/pricing rules
- Developer REST API with scoped keys
- HMAC-signed webhooks + delivery log
- Admin dashboard with real platform metrics
- User management, roles & suspension
- KYC verification — document upload & review
- Risk & fraud engine with held-for-review
- Live operator/country catalog sync
- Audit log of sensitive actions
- Admin “log in as user” impersonation
- Reports: revenue, margin, product mix, destinations
- Transactions with search, filters & receipts
- CSV export across lists
- Support tickets with replies
- Notifications & in-app alerts
- White-label branding (logos, colors, modes)
- Landing-page CMS with SEO & social meta
- Integrations settings (Stripe, mail, providers)
- Two-factor authentication (Laravel Fortify)
- Light & dark mode
- Comprehensive in-app & offline documentation
Built right — secure & tested
- Money integrity — server-side fee calculation, row-locked wallet mutations and idempotency keys prevent double-charges; failed deliveries auto-refund.
- Secrets encrypted — API keys and integration secrets are encrypted at rest and never returned to the client in plaintext.
- Hardened — CSRF protection, rate limiting, request-size limits, signed webhooks (fail-closed in production) and KYC documents on private storage.
- Test suite — 300+ automated Pest tests covering wallet, top-ups, refunds, roles, KYC, risk and webhooks.



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